Our Attitude Towards your Privacy

We value you as a client and respect your right to privacy. We understand that maintaining the confidentiality of your financial information is very important to you.

We do not share your financial information with any non-affiliated third parties other than those who help us provide assistance to you, and in turn are required to maintain such information in strict confidence. We will not rent or sell your name or certain personal financial information to any outside organization or marketer, who can provide additional assistance to you, as long as you exercise your "Opt-Out" rights. We further maintain security practices and procedures designed to ensure the security, integrity and confidentiality of your personal financial information. And, we educate our employees about safeguarding client information and preventing unauthorized access, disclosure or use, while limiting employee access to client information to those who need it to assist you.

What information do we disclose?  

We may disclose the following kinds of nonpublic personal information about you: Information we receive from you on applications or other forms and from other communications with you, such as your name, address, financial account numbers, social security number, assets and income. Information about your transactions with us, such as your account balance, monthly payment obligations, payment history, and method of payment.

Who do we disclose information to?

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.  We may disclose nonpublic personal information about you to your financial service provider creditors; such as banks, savings and loans, credit unions, mortgage bankers, finance companies, credit card issuers, affiliates and partners.

How do you Opt-Out?

We have many Marketing Partners that may offer services that will be useful to our clients. Some personal information may be shared with these Marketing Partners, unless the client chooses not to allow us to share this information. This is called Opting Out.  If you do not want your information to be shared with our Marketing Partners, and wish to "Opt-Out," you must either send an e-mail to the address shown above.  You must include your name, client number or phone number, and the words "Opt Out." Further, state that you do not wish to have your personal information shared with our Marketing Partners.

How do we protect information?

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide assistance to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What happens when you are done?

All documents containing your personal information, such as receipts, credit reports and other documents are shredded 'cross-cut' and disposed of in accordance with the FACTA Act to prevent unauthorized or accidental discovery of your personal non-public information.  Any electronic records are first encrypted, then deleted.